Member-Plus Checking Features

Our Member-Plus Checking Accounts have the following features:

• No Minimum Balance
• No Monthly Maintenance Fees
• Unlimited Check Writing
• Free Transfers from Savings to Cover Overdrafts
• Interest paid on average daily balance
• Free first box of checks
• Check ordering services through the Credit Union
• Direct Deposit available from employer, other Financial Institution
• Free Check Copies (upon request)
• Free Visa Debit Card
• Unlimited merchant purchases (when processed as a Credit transaction)
• 5 Free ATM Withdrawals per Month (includes PIN transactions at merchants). $1.00 per ATM Withdrawal after this limit. ATM withdrawals on our ATM (see note below) do not count toward the free withdrawal limit.
• Unlimited, no-fee ATM withdrawals from Collegeville Community Credit Union’s ATM Machine on the SJU Campus (located on the ground floor of the Quadrangle, in the elevator lobby/dining service entrance).
• No member ATM Surcharge when using machines on the Co-Op network (see attached list of machines in the area).
• Free on-line Banking and Bill Pay

Fees Associated with Checking Accounts

• $15.00 charge for overdraft (both ACH and Checks)
• $10.00 stop payment fee (both ACH and Checks)
• Free First Box of Checks (150 duplicate checks)
• Check Re-Orders are $10 per box, plus shipping (150 checks in the Collegeville Community Credit Union Standard Style – either duplicate or single).
• Other check styles available at an additional cost.